Título del trabajo: Process Expert Credit Management (Coyol, Alajuela)

Compañía: Smith & Nephew

Descripción de funciones: Process Expert Credit Management (Coyol, Alajuela)Life Unlimited. At Smith+Nephew we design and manufacture technology that takes the limits off living.About the roleYou will be assessing customers’ creditworthiness creating credit-scoring models to predict risks.Approving or rejecting credit line requests, based on credibility, account analysis and – potential revenues and losses. Setting credit limits for new customers and for existing the ones analyzing credit terms for customers and make sure that both SAP and contracts (if any) are aligned using external credit investigation providers to assess portfolio risk and escalating risk customers with Credit Managers support all the departments in adherence to the corporate credit policy make recommendations to upper management to escalate accounts to: third-party collections, legal or Credit hold review and approve Master data requests for new and existing customers remove bottlenecks in technical revenue recognition issues (SAP VFX3) by working with business and IT perform credit worthiness assessments for Rental Deals and other type of contractsDevelop monthly and weekly reports for the Credit department and provide visibility on hold reason accounts and next steps carry out the Bad Debt/Credit Note Provision calculations and accuracy/completeness reviews maintain correct customer corporate hierarchy through the use of external customer-matching databases to ensure correct corporate exposure/risk is reflected in the master data manage relevant OTC controls and work with internal and external audits backup for Credit Manager conduct an annual review of key customer groups to reapprove their credit limits in line with S&N’s authority matrixThe role requires strong analytical capabilities and ability to work within weekly/monthly deadlines. Ideal candidate will be detail oriented, self-motivated, able to multitask and able to display financial knowledge in business/commercial conscious setting, working across varied stakeholder base.What will you be doing?Perform commercial credit analysis on potential customers using external and internal risk reporting tools, bank and trade references, and financial statements for new customer’sset-ups. Credit line recommendations through analysis of sales forecasts and pending orders for open and current customers. Verifying internal sales and payment history on existing accounts to recommend credit line increases. Review any pending orders on credit hold or under Credit review due to credit limits being exceeded, assess invoice delinquency, and propose credit decisions on order shipments. Support OTC activities as needed, as well as serve as a backup for Credit Managers.Analyze, document, and study in depth key accounts at corporate level of exposure during Annual Credit limit review.Masterdata change request: receive and approve changes for new or existing customers.Process and submit the annual credit review.Back up for Credit Managers/support during leave of absence- order release and pending queries.VFX3 Report provide support and solve problems in order to release documents to accounting.Credit References: Provide companies’ internal credit references for specific customers.Fulfil creditworthiness requests for different departments (A/R, Commercial teams, Credit Management).Meetings: Interact with different departments and / or upper management personnel to propose/review plans and strategies (or meeting according to business needs).Perform administrative duties and reporting data.What will you need to be successful?Education:Required:Bachelor´s Degree in Accounting, Finance, or Business Administration.MS Office, Power BI, Cloud Database (Excel – Advanced level)GetPaid/SAPEnglish Level B2+ (minimum required).Experience :Required:
3 years’ experience in Credit Management and or Dispute Management. Experience handling portfolios.Financial knowledge- ability to interpret financial statements and key financial ratios to assess credit worthiness.Data mining experience a plus.Healthcare devices business sector experience a plus.Accounts Receivables / OTC knowledge.Time Management.CompetenciesAnalytical/Technical Expertise – knows the business and provide insight and direction into complex areas through technical database/data management expertise, analytics, and visual depiction.Results-Oriented – Delivers on commitments and demonstrates impactful results.Communication & Influencing – Clearly conveys complex information (both oral and written) and actively engages all stakeholders towards understanding of the issues, consensus, solution, and action.Teamwork – Promotes collaborative relationships across differing levels of management functions, divisions, and locations.Agent of change. Shows high sense of Adaptability to changeYou. UnlimitedWe believe in creating the greatest good for society. Our strongest investments are in our people and the patients we serve.Inclusion, Diversity and Equity- Committed to Welcoming, Celebrating and Thriving on Diversity, Learn more about on our website.Other reasons why you will love it here!Your future: stock purchase program, referral bonus, subsidy in transport and food, recognition program.Work/Life Balance: Extra days off, birthday off, voluntary hours.Your Wellbeing: company doctor, medical insurance, gym, health campaigns, employee assistance program, parental leave,Flexibility: Hybrid work model (for more professional roles), flexible schedules.Training: Training program, unlimited learning.Extra perks: employees association, and more…#LI-HYBRIDStay connected and receive alerts for jobs like this by joining our .We’re more than just a company – we’re a community! Follow us on to see how we support and empower our employees and patients every day.Check our for a glimpse behind the scenes and a sneak peek into You. Unlimited., life, culture, and benefits at S+N.Explore our and learn more about our mission, our team, and the opportunities we offer.

Ubicación: Alajuela

Fecha del trabajo: Thu, 13 Jun 2024 06:43:29 GMT